Senior Accountant

Company Overview

Tier One Funding’s mission is to help small business owners solve America’s housing problem. We provide the capital and partnership that enable fix-and-flip entrepreneurs to transform properties faster and with greater confidence. Our edge is simple: a customer-first focus, speed and disciplined execution. We believe teamwork fuels innovation, simplicity drives clarity and discipline builds trust. Backed by world-class financial institutions and led by a team with decades of experience in lending and high-growth ventures, Tier One combines institutional strength with entrepreneurial agility. When you join Tier One, you join a humble, clever, and collaborative team dedicated to building something remarkable — a company that helps our customers succeed while they transform houses into homes.

About the Role

We are seeking a detail oriented and disciplined Senior Accountant to support and grow our accounting function focused on residential real estate lending. You’ll be a part of a fast-paced environment, interacting closely with capital markets loan investors (such as Nomura Securities, PIMCO and others), Tier One’s finance team and internal lending ops teams. The ideal candidate thrives in a start-up environment, with the ability to scope and execute projects and tasks independently with high attention to detail. You’ll need to have strong interpersonal and analytical skills. You will play a key role in supporting the company’s month end close process and accounting functions. This position is responsible for the month-end close entries, reconciling cash and accounts, and supporting treasury and funding operations.

What You’ll Do

1. Month-End Close & Journal Entries

Prepare and post all month-end journal entries, including accruals, deferred interest reversals, prepaid items, and depreciation.
Review and validate entries for accuracy, completeness, and adherence to accounting policies.
Collaborate with finance, operations teams, and servicing providers to ensure all necessary information is captured for a smooth close.

2. Reconcile & Review Key Accounts

Reconcile cash, loan accounts, receivables, holdbacks, and warehouse debt on a monthly basis.
Identify discrepancies, investigate root causes, and coordinate corrective actions with relevant teams.
Maintain documentation and controls to support internal and external audits.

3. Support Daily Cash & Loan Operations

Manage daily cash flows and loan funding activities, including final fundings, payoffs, and warehouse interest payments.
Partner with lending operations and capital markets teams to ensure accurate, timely funding.
Monitor account activity and proactively flag any unusual or missing transactions.

4. General Accounting & Compliance

Maintain comprehensive and accurate financial records in accordance with Generally Accepted Accounting Principles (GAAP) and company policies.
Support audit and regulatory compliance by preparing documentation, schedules, and reconciliations as needed.
Ensure continuous compliance with all relevant financial regulations, tax requirements, and internal controls. Assist in the preparation of regulatory filings and reports as required.

5. Operational & Cross-Functional Support

Support the Controller and Operations team with additional lending, servicing, or administrative projects as needed
Assist with process documentation, workflow improvements, and system updates to enhance efficiency and scalability
Provide reporting and data analysis support related to loans
Step in to support adjacent operational functions during periods of high volume or team growth

Required Qualifications

Bachelor’s degree in Accounting, Finance, or related field.
5+ years of accounting experience, preferably with exposure to full-cycle accounting, reconciliations, and financial reporting.

Preferred Qualifications

Demonstrated proficiency in Microsoft Excel and strong quantitative and analytical abilities.
Reliable, professional, and possess a strong work ethic.
Self-motivated, enthusiastic individual with a desire to learn and embrace new challenges.
Excellent written and verbal communication skills; ability to present complex information clearly.
Detail-oriented with strong organizational skills and the ability to manage multiple priorities.
Experience in lending, real estate, or fast-growing companies is a plus

Compensation & Benefits

We’re building a disciplined, high-performing lending platform with institutional backing and entrepreneurial energy. If you want to grow with a company that values operational excellence and customer experience, we’d love to meet you. We offer:

Competitive cash salary (commensurate with experience)
Competitive and comprehensive health benefits
Remote flexibility

At Tier One Funding, we strive to build a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities that will help us to grow, not only as a company, but also as individuals. We are focused on building a diverse and inclusive workforce. If you’re excited about this role, but do not meet 100% of the qualifications listed above, we still encourage you to apply.

Tier One Funding is an Equal Opportunity Employer.